Prepaid funeral plans are the solution of choice for many people who see a funeral coming for themselves or for a loved one in the foreseeable future, who want to ensure that they don’t miss out on a beautiful service when that time comes just because of financial uncertainty.
No matter what your current financial situation is, it’s impossible to know for sure if you’ll be able to afford the significant costs of funding a funeral when it has to be done, and likewise it’s impossible to know for sure when that time ate will even be.
Still, there is a lot of uncertainty surrounding prepaid funerals and funeral plan management. Recently there has even been a lot of publicity to the negatives of prepaid funeral planning, illuminating immoral treatment of those funds, corruption from untrustworthy funeral homes and unknown breaks with the fine print in contracts.
If you would like to be sure that your funeral is paid for when it has to be, follow these tips to make sure things go smoothly.
Read the Fine Print
Most often, the problems with prepaid funeral plans comes not from the funeral director, but from the party funding the plan. Most directors will be very forward and helpful with the conditions outlined in the contract, so be sure to take notes, ask questions and read the contract yourself.
The Problem with Moving
A very common problem with prepaid funeral plans leading to lost money is moving away. Typically this will incur a fee for transfer, so be sure that if the contract will call for charges for transfer or refunding the payments that you firmly plan to hold the funeral where you prepay for it.
This may take some foresight on your part, but if you and your loved one(s) enjoy moving about the country or if you would like to keep that option available, you may want to start your own savings fund for the funeral or pursue life insurance instead.
Pick a Reputable Funeral Home
This may be the most important part of finding the most prudent, guaranteed prepaid funeral plan.
Be sure to do your research and find a funeral home and funeral director that are trustworthy. Look up reviews and peruse their website, then even call and talk to them to be sure you feel good about their service. If you can, try to find others who have prepaid or who have survived someone who had a prepaid service set up there.
For the most trustworthy funeral directors in Adelaide and the prepaid plans that will secure a funeral down the road, see the arrangements available from Fulham Funerals today to lock in a low cost for a future service for you or a loved one.