funeral planning

Tips for Planning a Funeral

Tips-for-Planning-a-FuneralWhether someone you love has recently passed or you are just a forward-looking planner, if an exceptional funeral service is important to you or a loved one, detailed planning is extremely important.

Death is a trying, complex time. If you neglect planning a funeral and informing others of those plans or wait to plan a funeral until death has occurred, not only can financing be difficult, but the resulting service may do a disservice to the deceased.

Why You Owe It to Your Loved Ones to Plan

Remember, things like funeral planning don’t get clearer when death has occurred. The deep emotions of grief cloud judgment, and having to take on the role of funeral planner can be detrimental to those who are grieving.

Also they may worry about “getting it right.” Make your funeral plans known to your loved ones so that when the time comes, they have the comfort of knowing your wishes are being fulfilled.

Financing

Financing can be very tricky in funeral planning. Funerals can be expensive, and if you have no financial options set in place, you could leave a heavy financial burden on those who survive you.

One way to simplify this immensely is through enlisting a prepaid funeral plan. This option can be cost efficient, locking in a low, current price in a market that may grow more expensive over time. It’s also convenient and comfortable, allowing you and your family the peace of knowing that when the time comes, costs are taken care of.

If prepaid funerals don’t seem like a good idea for any reason, try setting up a savings account for it with someone you trust.

The Estate

Do you know where your estate is going? Be sure to set up a will, even if you don’t foresee death in the near future. If an accident should occur or complications begin to cloud your judgment, you’ll take comfort in knowing what will come of your possessions.

Talk about It

If someone you love may be facing death soon, talk to him or her about what he or she wants. There are lots of variables to any funeral, so be sure to find out what he or she wants in terms of burial and service. Will they want cremation? Will they want to be buried out of state? Is there a particular plot they have in mind that means a lot to them? Factor in all these things.

It may help to consult a professional funeral planner as well to make sure all angles are covered. If you have a funeral home in mind, consult the funeral director to see what arrangements should be made.

For your Adelaide funeral, consult Fulham Funerals to see what should be done to make sure your funeral or the funeral of a loved one is exactly what is hoped for.

Considering Prepaid Funeral Option

Prepaid-Funeral.It’s no secret that paying for a funeral is a huge issue of concern for many of us. Costs for various aspects of funeral planning and implementation are rising regularly, and between caskets, services, memorabilia and more, the costs for many can seem to be out of reach.

This is why, ironically, many people find it prudent to pay for a funeral in advance. Good funeral planning is extremely important today, and one part of good funeral planning is solid financial planning. Paying in advance with a great prepaid funeral plan can not only help alleviate some financial burdens, it can relieve a lot of stress on those facing the notion of a funeral.

Paying Funeral Costs Soon to Save Money

So how does paying soon save? As aforementioned, many of the aspects of funeral services rise regularly. Prepaid funeral plans allow you to lock in a current price for funeral expenses, meaning that you get to keep the price of a funeral today. Consider that even if you see a funeral happening in the near future, costs will certainly not be getting cheaper in the foreseeable future.

Keep in mind, and don’t be alarmed, that there is often a modest fee involved in prepaying for a funeral service. With the money that you can save, however, over time you will likely find that the difference in the amount you prepaid and the level of costs down the road will more than make up for that fee.

How It Works

This may sound like essentially free money, or a loss on the part of the funeral home. The way it works, actually, is a bit more complicated than just paying a single cost upfront and having the funeral home hold on to that for years. This money collects interest over time, allowing the funeral home to apply the gross amount to the increase in their personal costs.

Peace of Mind

Aside from these financial benefits, prepaying for a funeral can bring great peace of mind.

Our financial situations can be big unknowns; we don’t always know what our money will look like in the future. If a proper funeral is an extremely important thing to you, then paying for it while you know you can afford it will allow you the comfort of knowing that the funeral is virtually guaranteed, even if something big and unexpected comes up and you or your family can’t afford it when the time comes. Even in the odd event that the funeral home changes ownership, you still retain that payment.

For the Adelaide prepaid funeral plans that will ensure your ideal funeral service in Adelaide, see the plans Fulham Funerals has to offer.

What to Look for in a Funeral Planner/Director

funeral-planning-300x198Call them morticians, undertakers, funerologists or whatever you’re comfortable with, but the general title of this esteemed professional today is funeral director. This will be the person who will guide you along funeral planning and arrangements and who will serve you in whatever needs you end up needing fulfilled, and picking the right one for a territory most of us know very little about is essential.

If you’re looking into funeral planning and just don’t know where to start, these tips and considerations will help you find the best possible funeral planning director for your specific needs.

The Reputation

When searching through your options for the best funeral director, look at his or her business’s reputation online. See if there are any reviews, first, and even ask around to see if anyone knows of a reliable one.

Remember that funerals are vital pieces of the grieving process that will stand out in people’s memories for a long time and may represent the last image people will have of the deceased. This isn’t the type of industry worth taking risks on for lower costs or for lack of knowledge of your options. Go with someone trusted and definite.

The Price

That being said, price is also a consideration to make in today’s economy. Funerals can be expensive, so take a look at the business’s offerings to be sure they’re competitive for what you’re looking for, and remember to assess this with their reputation to be sure you’re going to get what you pay for.

Specialties

If you have a clear idea in mind of what you would like your proposed funeral to be like, you should look around at the areas off specialty of the funeral directors around you.

If religion is a big part of the service you’re looking for, try to find someone who caters to religious services and sensibilities. If you’re vehemently agnostic or atheist, then likewise you may want to avoid any servicers who seem to push the religious aspect of their service, as this may cause some discomfort for both of you. The last thing you want is a poor experience clouding an emotional, grief-riddled time in your life.

Remember that funerals should be times of celebration to some extent, so be sure it’s someone who can help you and those who loved the deceased to have a cathartic, pleasant experience.

Also consider what you want with the remains. If you’re positive about cremation, be sure to find someone who devotes a lot of attention to it as an option. Some directors will try to push their business to one direction or another.

Still, no matter what type of funeral planning you’re looking for, Adelaide funerals are the specialty of Fulham Funerals. They have the local experience and passion to help make any Adelaide funeral experience positive and valuable.

Top Cremation Myths for Funeral Planning

Top-Cremation-Myths.Cremating bodies has been a decent, practical, and even spiritual means of finalizing a death and coping with the death for centuries, though since its somewhat recent resurgence there has been hearty opposition to it by more conservative, sensitive, and spiritual people.

No matter what your stance is on cremation services– and the idea here isn’t to sway that stance one way or another – when you’re facing down funeral planning, you can be sure that cremation is a viable option that may deserve some consideration. If you are averse to it in any way, or are even looking into it, there are likely some misconceptions you hold if you haven’t had experience with it or done much research yet.

The following are some of the most common myths associated with the service, and finding the truth may help you in making an informed decision when it’s time to make your (or a loved one’s) funeral plan arrangements.

Cremation Creates Ashes

Generally we picture anything that’s burned and so reduced as resulting in ashes, but in cremation that’s actually not the case.

If you ever see cremated remains, you’ll notice there’s a difference in consistency and color, that they’re significantly lighter and denser than ashes. This is because when a body is super-heated for several hours, what remains at the end is actually bone matter. This bone matter is then physically reduced to a finer substance, generally referred to as pulverized bone.

Urns Are Required

For most of us, picturing cremation is picturing an urn. For those who are facing this option on an economic basis and are reluctant to consider the often four-figure price tag of urns, this is generally not actually a requirement.

The remains are usually presented modestly in a cardboard box or some other temporary vessel. Urns are certainly encouraged, but if that’s not what would best befit those surviving the deceased and the deceased his/herself, the temporary vessel can suit for transportation to a more creative means of finalizing the death (scattering at sea, launching into space, mixing into a garden, etc.).

Cremation Has No Environmental Effects

Even the greenest possible means of caring for the deceased can have environmental repercussions, and cremation isn’t an exception.

Though in many ways it’s better environmentally than burial, the process of cremation still involves large amounts of fuel and can release various elements into the atmosphere. All these things should be considered equally, of course, and remember that there may be no “perfect” solution to body-handling on an eco-basis.

There Is a “Right” Thing to Do with the Remains

Though urn storage and display and sea scattering are common and respectable, there really is no “right” thing to do. It’s really up to what will best serve his/her memory and what will aid the grieving process the most for those who survive him/her, so long as no one and nothing is hurt in the process.

Leaving Loved Ones Behind

sympathy-300x300For most people, a funeral is not just about saying goodbye. It is about other things. What am I going to do without them? Did they leave enough money to pay for the final expenses? Am I really going to have enough willpower to go through their things?

You live, after all, for each moment and you would prefer to do it for a long time. However, it never seems to work out the way you want it to sometimes. Many people have a certain fear of taking care of the things that will be relevant only after their death. This includes not only the circumstances surrounding the death and the type of funeral you want, but all things like death benefit , wills, donor cards or the memorial service. As unpleasant as it may be, the idea of sitting down with a funeral planner may be exactly what you need.

Funeral directors in Adelaide can help you with all the things stated above and then some but you have to make the first move and contact them. Yes, it is a tough move asking someone to help you plan your death but you dying is inevitable.

You can ask your children if they are already in mourning because of your passing or have any additional worries about money and the answer will be no because no one has thought of it because you haven’t died yet. But what happens if you die and you haven’t settled out the particulars like the funeral service, casket, utilities, transportation and burial? Get the help and the answers you need now.

This is precisely why you need help from people you trust so you don’t burden loved ones financially in the future. You want them to retain fond memories of you and if you save them time and money by getting a lot of this out of the way for them, they will be happier because of it.

Knowing your Options

funeral-300x270“Memento Mori”- Remember that you will die. This remark is one that is well known to the Romans. Even then it was common to be well-prepared for what happens to you when the final curtain falls. Unlike before, the world is not just easier when you die. Many regulations and laws govern every detail of today. We try to bring light into the dark and have a look around us, what types of burial there are and what can be observed. Here are the two most common options you have when doing your funeral planning:

Burial

The burial is done in Christianity, the traditional burial. It occurs either in a single grave, a family grave or a tomb or a mausoleum. The burial should take place no earlier than 48 hours and no later than eight days after the death. A burial can be very expensive since it requires a coffin for it. The costs vary between $2,800 and $35,000 however it can be a lot more depending on your tastes.

Cremation

The cremation was already known in Antiquity and widespread before it hit the edges of Christianity. However, it is only been common for Christians since the end of the 19th Century. The cremation is subject to certain statutory provisions and must be approved separately. There must be no doubt as to the cause of death and the identity of the dead because a subsequent investigation by the combustion is no longer possible. Therefore, prior to cremation, a medical officer or coroner has to examine the deceased. This is usually done within two days. The burning must take place in a crematorium, as it is not permitted in most countries under the open sky. The ash can then either be buried in an urn in a cemetery or spread in nature. Cremations are generally less expensive than burials and they cost approximately between $2,000 and $13,000.

If you are unsure of what options you have, you can contact your local funeral planner and discuss it with them.